Our Mission Is To Help Renters Become #FuturePropertyOwners
Tired of Renting?
Think Property Ownership is out of Reach?
What If I Told You, You Could Buy a House For about the Same as Firsts Months Rent and Security Deposit?
Don't Just Take My Word
Here are Some Recent Examples
Bought Her First Home $1000 out of pocket, $500 Earnest Money and $500 At closing.
Bought her First House $1379.91 out of Pocket, $500 Earnest and $879.91 at closing.
VA Loan For a Client, Zero out of Pocket, even got back his Earnest Money!
But Houses Are Over Priced!
Interest Rates are Too High!
I Don't Have Perfect Credit!
One of out Trusted Loan Officers would love to
Debunking Homeownership Myths!
I Need A Large Down Payment 10% Or Even 20%
This is False, in some cases you can own a home for less than to cost of first months rent and deposit.
FHA guidelines allow for a minimum of 3.5% down
USDA and VA have 100% financing options.
If you have a Good Real Estate Team working for you, that knows the market, and knows there programs, you can own a own a home for less than moving into a new Rental.
I Need Perfect Credit To Get a Mortgage
This is also mostly False. Credit does a major role in getting a mortgage, you don't need perfect credit. The better the credit score you have the better the interest rate will be, and the less money you need to put down. While we can work with #Futurepropertyowners with scores as low as 580, we do our best work for #Futurepropertyowners with Scores above 620 as this opens up programs with 100% financing, 3.5% down Programs, and Grants. Not a 620 we can give guidance to get you there!
The Housing Market is in a Bubble its not a good time to Buy
The "experts" are split on what is going to happen to housing prices. No one wants to buy a home to see its value drop instead of go up. Since 1954 the only years we have seen a decline in the average house price was from 2008 -2012 with the average home prices returning to the 2008 level by 2018. The downward trend lasted about 4 years before returning to the Average appreciation of 4% per year.
Trying to time the market could have you waiting for years, Continuing to payoff someone else's property.
I Heard a House was a Bad investment
While every investment comes with a risk. Houses, cars, and even simpler things like clothing can be bad investments. The demand for housing and Real Estate are never going to go away. Houses just like used cars, you never know 100% what you are getting into. This is were having a Good Real Estate Team in your corner will help you avoid some pitfalls, like making sure you get a home warranty, the proper insurance, inspections, etc.. etc..
Unless you are not planning on staying in the home for a few years, a home is always a better investment then renting.
Interest Rates Are To High
Trying to guess what interest rates are going to do is near impossible, when inflation is high, Rates are higher. The thing about interest rates however is your not married to today’s rate, if rates go up next week, next month, next year, you locked in and saved money. The inverse is also true, if rates go down next week, next month, next year, you can Refinance your loan at the lower rate and save money. What is important is getting a Loan that you can afford to begin with.
20+
Years Of Combined Experience
1000's
Mortgages Approved
100's
PARTNERS NATIONWIDE
Lots of Mortgage Programs
Depending on your unique situation, we can formulate a plan
to get you into your First/Next Home.
Purchase New House Today!
Book a call with one of Mortgage Specialist
Get Pre-Approved (not just Prequalified!)
Meet your recomended agent and go shopping
Move into your Home!
Office: 2924 104th Street, Urbandale, IA 50322
Call (888) 506-6307
Email:info@Futurepropertyowner.com
Site: www.Futurepropertyowner.com
Copyright 2022 Powered by Lightning Real Estate Services, Inc. All rights reserved
#Futurepropertyowner is a DBA of Lightning Real Estate Services, Inc. and is a Marketing and Education Company.
No advertisement or solicitation from futurepropertyowner.com is meant to be a mortgage brokering activity or mortgage lending activity. All brokering or lending activities can only be completed by a licensed loan originator. To see if your loan officer is licensed in your state, please go to http://www.nmlsconsumeraccess.org/